Confused about interest rates? Many factors go into determining mortgage rates. What's your credit score? Will you live at the address or is it a rental property? Are you buying a new home or refinancing your current one? And much more.

To give you an estimate of where refinance rates are today, take a look at the sampling below. If you are buying a new home, you may be eligible for an even lower interest rate. Get Started or contact your Mortgage Professional at 1-866-351-5353 to review loan types and interest rates for your specific needs.

Loan Program Interest Rates APR* Points Monthly Pmt Months
10 Year 3.625% 3.738% 0.250 $1,591.56 120
15 Year 3.750% 3.843% 0.000 $1,163.56 180
20 Year 4.125% 4.198% 0.000 $980.14 240
30 Year 4.250% 4.335% 0.125 $787.10 360

Additional home refinance options are available. To learn more Click here

Jumbo Loans (over $453,100), FHA and VA loans are also available. Call today for a rate quote at 1-866-351-5353.

* Mortgage rates are updated daily and are based on a variety of assumptions and conditions which include a consumer credit score which may be higher or lower than your individual credit score. Your loan's interest rate will depend on the specific characteristics of your loan transaction and your credit profile up to the time of closing.

The estimated monthly payments above are for principal and interest only. Payments do not include amounts for taxes and insurance premiums. The actual payment obligation will be greater. While actual loan terms may be different as prepaid finance charges and closing costs vary by location, the Annual Percentage Rate (APR) and monthly payments listed above are based on the following assumptions:

    - Minimum FICO score of 740
    - The refinance of a single family, primary residence
    - Loan amount of $160,000
    - Maximum Loan-to-Value of 75%
    - Average fees of $1,347. Other fees not affecting the APR may apply
    - A 60-day rate lock-in period
    - 0.5 point discount for participating in our automatic payment program which requires automatic payment deduction from an eligible Fifth Third account.**

**No minimum deposit required to open a checking or savings account. Account must be funded within 45 days. Accounts may have fees.

Click here to view New York Fee Schedule.

Loans subject to credit review and approval. Fifth Third Bank, 38 Fountain Square Plaza, Cincinnati, OH 45263, NMLS# 403245, Equal Housing Lender. Fifth Third and Fifth Third Bank are registered service marks of Fifth Third Bancorp.